Dea Ossella L, Setiawan A. Understanding QRIS Adoption in Indonesian Micro, Small, and Medium Enterprises through the UTAUT Lens. IJDiBA [Internet]. 2026 Jun. 29 [cited 2026 Jul. 28];1(1). Available from: https://ejournal2.uinsaid.ac.id/index.php/IJDIBA/article/view/234